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Terms, Conditions and User Agreement Consumer Information Systems Inc. and its related Websites including those listed on the Consumer Information Systems Inc. site map (collectively, the "Site") offer information about services offered by Consumer Information Systems Inc., and its affiliates (collectively, "Consumer Information Systems Inc.")]. Access to and use of the Site is subject to any specific terms and conditions set forth on the individual pages within the Site and the terms and conditions of this User Agreement (collectively, the "Site Agreement"), and all applicable laws and regulations, including laws and regulations governing copyright and trademark. BY ACCESSING THE SITE, YOU AGREE TO ACCEPT, WITHOUT LIMITATION OR QUALIFICATION, ALL OF THE TERMS AND CONDITIONS IN THIS SITE AGREEMENT. You shall comply with all applicable laws, statutes, ordinances and regulations regarding your use of our services. You agree that you will not use any robot, spider, other automatic device, or manual process to monitor or copy our web pages or the content contained herein without our prior, express written permission. You agree that you will not use any device, software or routine to interfere or attempt to interfere with the proper working of the Consumer Information Systems Inc. site or any activity being conducted on our site. You agree that you will not take any action that imposes an unreasonable or disproportionately large load on our infrastructure. Some information on our site is updated on a real time basis and is proprietary or is licensed to Consumer Information Systems Inc. by our users or third parties. You agree that you will not copy, reproduce, alter, modify, create derivative works, or publicly display any content from our Website without the prior, express written permission of Consumer Information Systems Inc., or the appropriate third party. THE SITE IS PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OTHER THAN THOSE WARRANTIES WHICH ARE IMPOSED BY AND INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS AGREEMENT. Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply to you. This warranty gives you specific legal rights and you may also have other legal rights which vary from state to state. Consumer Information Systems Inc. reserves the right at any time to change any of the terms and conditions contained in the Site Agreement or any information contained in the Site. Any such changes will appear on the individual pages of the Site and/or on this screen. By using the Site, you agree in advance to accept any such changes. No legal advice is intended or implied by anything contained within the Site. No obligation, liability, responsibility, accountability or burden is undertaken, assumed or otherwise imposed by maintaining the Site. You agree to indemnify and hold us and our subsidiaries, affiliates, officers, directors, agents, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your breach of this Agreement or the documents it incorporates by reference, or your violation of any law or the rights of a third party. Consumer Information Systems Inc. does not review or monitor any Website linked to the Site and is not responsible for the content of any such linked Website. Your linking to such Website is at your own risk. In addition, you agree not to link your Website or any other third party Website to the Site without the express prior written consent of Consumer Information Systems Inc.. Consumer Information Systems Inc. may make information regarding specific services, programs, offers or promotions that Consumer Information Systems Inc. is conducting available on the Site. Any such service, program, offer or promotion is subject to the specific terms, conditions and restrictions listed on the Site in connection with such service, program, offer or promotion. Consumer Information Systems Inc. reserves the right to alter or withdraw any service, program, offer or promotion at any time. Each service, program, offer and promotion is void where prohibited by law. Please refer to and read carefully the terms, conditions and restrictions included on the Site in connection with each service, program, offer or promotion. The Site is available worldwide to anyone with Internet access. The Site contains information on Consumer Information Systems Inc.'s services, not all of which are available in every location. A reference to a product or service on the Site does not imply that such product or service is or will be available in your location. The content of the Site, including advertising content, is intended for use and display only where its use and display are permissible in accordance with applicable laws and regulations. The materials used and displayed on the Site, including but not limited to text, software, photographs, graphics, illustrations and artwork, video, music and sound, and names, logos, trademarks and service marks, are the property of the owner or of Consumer Information Systems Inc. or its licensors, as the case may be, and are protected by copyright, trademark and other laws. Any such content may be displayed solely for your personal, non-commercial use. You agree not to modify, reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate any such material without the written permission of Consumer Information Systems Inc.. Questions or comments regarding the Site and the information contained in the Site should be directed to Reportguard.com... Any communication or material transmitted to Consumer Information Systems Inc. via the Site or Internet e-mail is transmitted on a non-confidential basis. Your use of the Site is at your own risk. NEITHER CONSUMER INFORMATION SYSTEM INC. NOR ANY OF ITS AFFILIATES, AGENTS OR REPRESENTATIVES SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY OR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR SIMILAR DAMAGES ARISING OUT OF YOUR ACCESS OR USE OF, OR YOUR INABILITY TO ACCESS OR USE, THE SITE OR ANY SERVICES, MATERIALS, OPINIONS OR RECOMMENDATIONS OF THIRD PARTIES ON THE SITE. YOU HEREBY WAIVE ANY AND ALL CLAIMS AGAINST CONSUMER INFORMATION SYSTEM INC. AND ITS AFFILIATES, AGENTS AND REPRESENTATIVES ARISING OUT OF YOUR USE OF THE SITE OR ANY MATERIALS, OPINIONS OR RECOMMENDATIONS OF THIRD PARTIES ON THE SITE. Any controversy or claim arising out of or relating to this Agreement shall be settled by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be conducted in Phoenix, Arizona, and judgment on the arbitration award may be entered into any court having jurisdiction thereof. Consumer Information Systems Inc., may seek any interim or preliminary relief from a court of competent jurisdiction in Arizona necessary to protect the rights or property of Consumer Information Systems Inc., pending the completion of arbitration. You and Consumer Information Systems Inc., are independent contractors, and no agency, partnership, joint venture, employee-employer or franchiser-franchisee relationship is intended or created by this Agreement. The Site Agreement and any disputes arising out of or related to the Site shall be governed by and construed and enforced in accordance with, the laws of the State of Arizona applicable to contracts entered into and to be performed entirely within the State of Arizona. We do not guarantee continuous, uninterrupted or secure access to our services, and operation of our site may be interfered with by numerous factors outside of our control. If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced. Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. This Agreement sets forth the entire understanding and agreement between us with respect to the subject matter hereof. © Copyright 2000-2006 Consumer Information Services, Inc. All Rights Reserved. Terms & Conditions. | |